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By accessing this website ("Website"), which is operated by Miller Insurance Services (UK) Limited and Miller Insurance Services Limited ("Miller"), you agree to be bound by the following conditions and legal notices ("Conditions"). Please read these terms and conditions carefully. You may not use the Website or any of its content for any purpose that is unlawful or prohibited by these Conditions.

For information purposes only
The information displayed on the Website has been issued by Miller Insurance Services (UK) Limited and Miller Insurance Services Limited, which are regulated by the General Insurance Standards Council ("GISC"). For the avoidance of doubt, none of the information on this Website constitutes an offer to contract for any product or service.

Copyright
The content in this site, including but not limited to the text and images herein and their arrangement, are copyright © by Miller.

Content included in the Website may be accessed for your own personal, non-commercial use only. Where the functionality is provided, you may also for this purpose download reasonable excerpts of this content to your hard disk. Other than this, you may not copy, perform, publish, modify, transfer, commercially exploit or otherwise use any content obtained from the Website.

Miller expressly prohibits linking by other sites to any part of this Website other than the home page (so-called "deep-linking") or where Miller has otherwise expressly given permission.

You may not delete or alter in any way any copyright, trade mark, intellectual property or other legal notices from any part of the Website.

Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any licence or right under any patent, trademark, copyright (except as expressly provided above) or proprietary rights of Miller.

Links
The Website may provide links to other websites. These third party sites are for information only and have not been reviewed, verified or monitored by Miller. As we have no control over such sites, you acknowledge and agree that we are not responsible for the availability of such external sites and resources and do not endorse and are not responsible or liable for any content, products or other materials available from such site. Miller accepts no liability for any losses whatsoever that may be incurred as a result of linking to any location or to any sites.

Limitation of Liability
All content and services on this Website are provided on an "as is" and "as available" basis and Miller does not make any representation or give any warranty (either express or implied) in respect of the website and its content. In particular, Miller does not give any warranty as to the accuracy, suitability, reliability, completeness, performance, fitness, freedom from viruses or timeliness of the content or services contained on this Website.

Miller will not be liable for any damages (including without limitation loss of profit or loss of use) arising out of your use or delay or inability to use the website, its content or any link to another website arising in contract, tort (including negligence) or otherwise except in the case of death or personal injury caused by Miller's negligence.

Indemnity
You undertake to indemnify and keep indemnified Miller and its holding, associated or subsidiary companies from and against all actions, proceedings, claims, demands, costs, awards and damages howsoever arising directly or indirectly as a result of any material sent to or taken from this Website by you or as a result of any breach of any of the terms of these Conditions.

Modification of these conditions of use
From time to time, Miller may change, alter or modify these Conditions. Any changes to these Conditions will be posted on the Website and any use by you of the Website after any such changes have been posted shall be deemed to indicate your agreement to the modified Conditions. If you do not agree to the modified Conditions, you should cease use of the Website.

Law and jurisdiction
These Conditions shall be governed by and interpreted in accordance with English law and you agree that you irrevocably submit to the exclusive jurisdiction of the courts of England in respect of all disputes arising in connection with these Conditions or the use of the Website.

Miller Insurance Services (UK) Limited is authorised and regulated by the Financial Services Authority.
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© Miller Insurance Services (UK) Limited 2004